Author: Card Stream

We offer full end-to-end white label payment gateway to modular solutions, covering all your payment requirements. Our PCI-DSS Level 1 Certified cloud payment platform allows consumers to pay merchants for goods and services online, on-mobile and over the telephone. If you want our payment facilitator in the UK, then contact us.

Payment Gateway is a Vital Factor for Security of Payments for eCommerce Websites

 It is imperative to understand a payment gateway from the security aspect as it is such a crucial part of an e-commerce platform. It aids in lessening the intensity and frequency of credit card fraud within the e-commerce platform, therefore security is the top-most benefit of a Payment Gateway in UK.

Besides that, a payment gateway authenticates the cardholder/shopper so as to make a safe flow of payment to the merchant/e-commerce platform’s account to from his/her personal account. This whole flow of payment is guarded with the help of a payment gateway.

Even data of the customer is encrypted in a safe manner as a payment gateway maintains security by following a protocol for the same.

Here are some of the reasons, which make a payment gateway apt for the e-commerce platform:

–       A payment gateway integration does not need much hassle and can be set up easily by the merchant/e-commerce business that already has an application/website for the business.

–       It needs slight maintenance, and thus, is highly cost-effective.

–       The majority of the people are familiar and comfortable with its concepts because of the popularity of a payment gateway. Since there is no requirement of knowledge for the same this makes it easier for the online business.

–       With the customizable checkout page, a payment gateway helps in quick checkout. A merchant thus can customize the checkout page in accordance with the needs of his/her customers.

Keep in mind that choosing a payment gateway for your business can be a very crucial task. The payment gateway needs to be the best and must meet your business needs now and in the future.

Pertaining to the cost-effective, time saving, and discount-driven e-commerce marketplaces, UK has witnessed a steep rise in the demand of the Payment Gateway in UK.

Payment Gateway Enhances the Speed of your Transactions

Along with opening your business to more transactions, a Payment Gateway UK also protects each transaction. Consider it as an online version of a card machine – a secure meeting place, where your site can connect privately and safely to customers’ bank accounts allowing funds to be transferred to your Merchant Account.

A quick start

The fastest way for you to start taking card payments is a Payment gateway. In most cases, you will be ready to accept payments from your website, your phone and by email (Pay-by-Link), within 24 hours.

Remain open 24 hours 7 days a week

Secondly, a Payment Gateway ensures your website remains open even when you shut up shop for the day. Spending online or via card is growing rapidly and is set to keep on advancing. Even while you sleep, it lets you make sales and take payment, and that helps many business owners rest easy.

Can be done via phones

A Payment Gateway also lets you take payment by phone, which is handy, especially for people who aren’t comfortable paying for goods online. 

Security

Here the term security does not refer to any bodyguards or bouncers, but a secure environment. With a good Payment Gateway, all transactions are wrapped in layers of encryption to protect data as well as money. Plus, adding even more layers of protection to every transaction further industry-standard security features – screening and 3D authentication – help reduce fraud.

PCI compliant

One needs to be certified as PCI compliant to take any form of card payment. It’s another industry security standard, therefore make sure the gateway you choose is PCI compliant. It prevents costly mistakes and even saves you time.

Looking for a Payment Gateway in UK? Approach none other thanCardstream. It is the only independent UK payment gateway providing a white-label payment platform for PSPs, banks, ISOs and software companies. Their PCI-DSS Level 1 Certified cloud payment platform enables clients and customers to pay merchants for goods and services online, on-mobile and over the telephone that too within the most secure environment.

For more information, visit- Cardstream.com.

Importance of Payment Gateway for an Online Business

An e-commerce service that verifies, process, accept or decline direct payments or credit card processing in place of merchants by using secure internet connections is what we call Payment gateway.

It is assigned to fulfil the essential roles in the e-commerce transaction process between customer and merchant. Besides, it is used to help to facilitate online transactions and get approved by the issuer bank.

A payment gateway helps to transfer the information regarding a transaction between the payment portal and the front-end processor or bank hence it is very important in e-commerce.

It uses special encryption & verification technology like online shopping involves distance and anonymity. Plus it also ensures that the legitimate transactions are securely transmitted to the processor.

Why you need it?

First and foremost, using a Payment Gateway in UKcan help you to reduce the severity and frequency of credit card fraud within the business. The payment gateway permits the merchants to process debit, credit, and many other alternative online payments.

Moreover, to make sure that customer data is encrypted and secure the payment gateway acts as the go-between. There are some more reasons for using a payment gateway for your online business.

For a merchant who already has an account and website, setting up a payment gateway is very easy. It also needs slight maintenance.

It will be easy for merchants because the majority of online retailers are using a payment gateway.

Most interestingly, the use of payment gateway also permits the customers to stay at merchants’ site even without the hassle of pop up to new pages. Merchants can customize a well as control their checkout pages which are an advantage for them.

Looking for online payment processing Services in UK? Contact Cardstream. It is an independent provider of payment solutions, giving access to all payment modes including credit card, wallets, debit card, alternative payment methods – all from a single platform and open API. Moreover, this open payment network is ideal for Acquirers, Independent Sales Organisations (ISOs), Payment Service Providers (PSPs), Independent Software Vendors (ISVs), and Payment Facilitator in UK.

For more information, visit- Cardstream.com

Originally published at – https://app.ex.co/stories/cardsv10/importance-of-payment-gateway-for-an-online-business

Ensure Seamless Online Payment Processing With a Robust Payment Gateway

Due to the COVID-19 pandemic, many customers are turning towards virtual stores to satisfy their needs. So it’s important for you to establish a good online presence & start accepting payments online. To ensure your customers’ payments will be processed promptly and securely, you need a robust payment gateway UK.


What is Payment Gateway & How its work?


Payment Gateway is a key component of online payment processing, used by merchants to accept debit or credit cards. This software is responsible for securely transferring credit card details (encrypted) to the customer’s acquiring bank. Then, the payment processor response back to gateway whether the transaction was approved or declined. If the payment was authorized, the customer’s bank deposits the entire approved funds into the merchant account.


Let’s discuss the top reasons to use the payment gateway in your business.


●     Payment Gateway ensures faster and secure transactions. It encrypts the payment information and transfers the same to the acquiring bank. Also, the process of payment authorization takes a few seconds, which means one can complete the transaction very quickly.
●     Setting up an online payment gateway can be in-expensive if you find the right gateway provider that is providing services at a reasonable cost. It helps you to conduct transactions round the clock.
●     A great payment gateway makes the online checkout experience fast, easy, and seamless, which ultimately helps you make loyal customers for your brand.


So conduct your research and get the best white label payment gateway solution to integrate into your business.


Now, let’s discuss in brief, what is Payment Facilitator?


The payment facilitator is a services provider that allows merchants to accept payment using their infrastructure. This facilitator owns a master merchant processing account that serves several sub-merchants under it. By taking services of Payment facilitator UK, merchants can skip establishing a traditional merchant account. 


Be careful & choose the best services for your business to ensure success.

Top 6 Benefits the Best Payment Gateway Can Offer

Are you looking for benefits of Payment gateway and thinking how it actually works? If yes, you are in the right place. Here we are going to first discuss its working and then its benefits. Take a look!
A Payment Gateway not only opens your business to more transactions, but it also protects each transaction. You can consider it as an online version of a card machine – a secure place, where your site can connect safely and privately to customers’ bank accounts letting funds to get transferred to your Merchant Account.


On top of all, the Payment Gateway encrypts and checks each transaction, only in the blink of an eye. This helps customers and builds their confidence in your brand. And, that’s how a Payment Gateway works. But what are the benefits of having a Payment gateway in UK for your business? Let’s take a closer look.

●      Customer loyalty
Being a modern solution, offer a smooth mobile checkout, a great customer experience, and fast payment process for returning customers.
●      Investment savings
By using payment gateways, you reduce costs as well as operating expenses.
●      Saving time
It offers automated management and saves time.
●      Risk control
Having credible payment gateways simplifies reconciliation of accounts.
●      Opportunity for growth
Regardless of the size, any firm can access these services and further can have the same business opportunities.
●      Better data analysisIt let us perform the analysis of the information in a single click thanks to the last generation technologies that are utilised.


Looking for an online payment processing services who can offer gateway capabilities in the UK? Contact Cardstream. It a global connector of payments, offering 360° comprehensive solutions. Moreover, being an Open Payment Network is ideal for Acquirers, Independent Sales Organisations (ISOs), Payment Service Providers (PSPs), Independent Software Vendors (ISVs), and Payment Facilitator in UK.
For more information, visit- Cardstream.com

White Label Payment Processing Solution to Benefit Your Business

A business company requires adopting a payment gateway which is efficient and effective for both, the company itself and of course for consumers. There are many payment gateway UK solutions available for business owners. Different methods provide different facilities. People can subscribe to the best option according to requirements, needs, and purposes. Among all solutions, while label payment method is becoming a popular solution. Let us discuss how can this payment gateway benefits business owners as well as their consumers.


Basically, the white label payment processing refers to legally placing the company’s name on a product or service. This is developed by a third party company but the label has the name of the brand (company).This type of payment gateway helps people saving their time and money. Anything that is done from scratch requires time and money! The same applies to create a payment gateway for a company (exclusively or separately). With the white label method, one need not spending the time and money on designing, developing, testing, and proving it.


Another thing that bothers business owners is the stress that occurs in case anything goes wrong. With a white label payment processing solution, the possibilities of that stress and pressure can be eliminated. People just need to approach a reliable and trustworthy service company. And they can bring more efficiency in business by providing great payment solutions to consumers. People will also get support from dedicated experts; in case anything does not seem to be the way it must be.
If you are looking forward to switching to a new payment gateway or need more guidance, you can rely on Cardstream, a leading payment facilitator UK. You will get expert support and smart, secure, and scalable outsource payment processes and gateway solutions.

Orignally published at – https://cardstream13.soup.io/post/695307820/White-Label-Payment-Processing-Solution-to-Benefit

Importance of Payment Gateway in E-Commerce Stores

When you run an E-commerce business, Payment Gateway is indispensable; you can’t complete even a single transaction without it. When you work online, your customer is not in front of you to pay cash, so you need to incorporate a gateway using which they can pay money online. A Payment Gateway in the UK acts as a mediator between E-commerce sites and the payment processors. In the present time, when frauds are consistently on a rise, having this software application helps minimize risk and protects your transaction by encrypting data, verifying addresses and other personal information.


How Does a Solid Payment Gateway Work?


When your customers pay online for goods and services, the details are sent to the payment processor through the payment gateway. The gateway encrypts the data to keep unwanted threats away from the sensitive card details. Then, the payment processor notifies the card-issuing bank. This bank, after performing fraud screening, approved or rejects the transaction. The processor then transfers the authorization message back to the payment gateway that then transmits the message to the merchant. If the transaction is approved, the funds are deducted from the customer’s bank account and credited to the merchant’s bank account.


There are two options of payment gateways available that are hosted and integrated. So, you should choose the right one for your business after careful research. Besides, identify the different payment modes your chosen gateway supports. One of the major roles of the payment gateway is fraud prevention. Make sure your preferred gateway is PCI-DSS Level 1 Certified cloud payment platform and has built-in security settings such as AVS, 3D Secure, CV2 checks, and additional pre-integrated third-party fraud solutions. 


So, be wise while choosing your gateway or Payment facilitator in the UK.